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Social Security Disability Insurance

Social Security Disability Insurance

If you have a permanent disabling medical condition that keeps you from being able to work and earn a living, you may qualify for Social Security disability insurance (SSDI.) A lawyer from our office can tell you if you qualify and may also greatly improve your chances of getting approved. The social security administration (SSA) disapproves over 60% of social security disability applications it receives. Disability Action Advocates has helped people with their SSDI claims for over 20 years, and we know how to get results.

How do I apply?

Funds for SSDI come from the Social Security tax. Therefore you must have worked and paid into social security. The SSA looks at how long you have worked and gives you work credits for that time. You need to have earned forty work credits and twenty must come from a period that is ten years before your disability. You must have a disability that is expected to last more than twelve months. Additionally, your loss of potential income must be over one thousand dollars a month.

The Social Security Administration provides information on how to apply for benefits through their website. Individuals may also be able to apply in person at a local Social Security office. Those that choose to file over the phone will have to undergo an approximately one hour long interview session. In order to qualify for benefits, you must meet the definition of “disabled.”

According to the Social Security Administration (SSA),

"Disability" under Social Security is based on your inability to work. [They] consider you disabled under Social Security rules if you cannot do work that you did before, [the SSA] decides that you cannot adjust to other work because of your medical condition(s)and your disability has lasted or is expected to last for at least one year or to result in death. This is a strict definition of disability. Social Security program rules assume that working families have access to other resources to provide support during periods of short-term disabilities, including workers' compensation, insurance, savings and investments.

Filing an application yourself can be an overwhelming and impersonal experience since the SSA is undermanned and has a tremendous backlog of applications. The large number of claims submitted, and the limited resources and staff at the Social Security Administration can easily lead to a denial of a valid disability claim. One error, lack of sufficient documentation or other issue will immediately get a denial, and you could suffer longer than you should.

File for disability benefits with an attorney on your side!

You can rely on our knowledge and experience, however, to help you along the way to securing approval of your application. Don't take chances on getting denied through an error in your submission. We can work with you from your initial filing. We don't require a letter from your doctor saying you are disabled. We will help you to get all the paperwork properly organized and the application filled out correctly. We have helped many to secure benefits and we can help you too.