What is Long Term Disability?
If you have a long term disability and meet the Social Security Administration's
(SSA) criteria of permanently disabled, you may
qualify for Social Security Disability Insurance (SSDI) or Supplemental Security
Income (SSI). A dedicated attorney can help you determine if you qualify
for one of these programs. Disability Action Advocates helps people with
disabilities to navigate through the confusing and sometimes impersonal
process of applying for benefits and has helped many to get approval.
Due to the horrendous backlog of applications, the SSA denies many of
the claims that are initially filed, making it almost necessary to go
through lengthy appeals processes that can take up to a year.
SSDI and SSI
The basic difference between SSDI and SSI is that funds for SSDI come out
of Social Security taxes and so part of the requirement is that you have
worked for a period of time and paid these taxes. For more information on SSDI,
click here. SSI is paid for out of a general tax fund so it doesn't have the
requirement about prior work that SSDI does. For SSI benefits, the person
applying must be sixty five years or older and have a disability that
meets the SSA's definition of a
Additionally it is based on a person's needs, so the available income
and assets are taken into consideration as well. Our firm can assist you
in providing more information about SSDI and SSI. Having us to represent
you can make all the difference in getting approval as we have 20 years
of experience in this area. We will work with you from your initial filing
and ensure that this is done correctly and that your situation is presented
with the highest possibility of success.