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Long Term Disability

What is Long Term Disability?

If you have a long term disability and meet the Social Security Administration's (SSA) criteria of permanently disabled, you may qualify for Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI). A dedicated attorney can help you determine if you qualify for one of these programs. Disability Action Advocates helps people with disabilities to navigate through the confusing and sometimes impersonal process of applying for benefits and has helped many to get approval. Due to the horrendous backlog of applications, the SSA denies many of the claims that are initially filed, making it almost necessary to go through lengthy appeals processes that can take up to a year.


The basic difference between SSDI and SSI is that funds for SSDI come out of Social Security taxes and so part of the requirement is that you have worked for a period of time and paid these taxes. For more information on SSDI, click here. SSI is paid for out of a general tax fund so it doesn't have the requirement about prior work that SSDI does. For SSI benefits, the person applying must be sixty five years or older and have a disability that meets the SSA's definition of a disabling condition.

Additionally it is based on a person's needs, so the available income and assets are taken into consideration as well. Our firm can assist you in providing more information about SSDI and SSI. Having us to represent you can make all the difference in getting approval as we have 20 years of experience in this area. We will work with you from your initial filing and ensure that this is done correctly and that your situation is presented with the highest possibility of success.