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Filing for SSD without Health Insurance

Filing for SSD without Health Insurance

Posted By || 29-Aug-2014

Do you have a disability that prevents you from working, but do not have health insurance? This is a common problem for thousands of Americans nationwide. The Social Security Administration requires individuals to provide medical records that prove they have a qualifying disability in order to receive Social Security Disability benefits; otherwise, the individual's application will be denied. This can be difficult to do when you do not have health insurance and can't afford to see a doctor. So what options do you have?

The Sacramento Social Security Disability attorneys at Disability Action Advocates can provide the answers that you need! We are thoroughly familiar with the SSD application process, including for individuals who do not have health insurance. Read below for an overview of your options, but be sure to consult an SSD attorney in Sacramento before you file. We are your advocates and can help you fight for the benefits that you deserve. Call (888) 457-3597 today!

Pay Out of Pocket

Some individuals who don't have insurance pay for their own doctor visits and medication while they wait for their disability application to be approved. This is very rarely an option, however, since most people who need disability benefits are unemployed, have little to no income, and therefore cannot afford medical care. The application process can take months, so speak with an SSD lawyer immediately before you start paying for your own prescriptions and doctor visits.

Free Medical Clinics

While your application is pending, you could visit free clinics in your area until you start receiving benefits. Free clinics are not the same quality as doctors' offices or hospitals, but they can provide basic medical care at little to no cost until your SSD application is approved.

The Emergency Room

If you have an urgent medical issue that cannot be ignored, you also have the option of visiting the emergency room. While you will be required to pay for your visit—which can be very expensive depending on the services that you receive—you can at least know that you have an option in case of an emergency.

Medicaid

Individuals who aren't eligible for Social Security Disability may still be eligible to receive benefits through Medicaid. This program provides benefits for low-income individuals with disabilities and can be received together with Supplemental Security Income (SSI) in some cases. Speak with a knowledgeable Sacramento SSD attorney to learn if Medicaid is an option for you.

Contact Disability Action Advocates

Call us today at (888) 457-3597 to discuss your case for free. We offer a complimentary initial consultation so that you can learn exactly how our firm can help you get the benefits that you deserve. We also never charge a fee unless we win your case, so you have nothing to lose. Contact us today!

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